This site provides general information for educational purposes only and does not constitute legal advice. Some links may be affiliate links, which support this site at no extra cost to you. See our disclaimer for more details.

Terms and Conditions

Effective Date: July 7, 2025

These Terms and Conditions (“Terms”) govern your access to and use of this website, including but not limited to www.vallcguide.com and any affiliated sites operated by State Rowe LLC (“Company,” “we,” “us,” or “our”). By accessing or using any of our websites (collectively, the “Site”), you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.


1. Use of the Site

You may use the Site solely for lawful, informational, and non-commercial purposes. You agree not to:

  • Use the Site in any manner that violates applicable laws or regulations
  • Copy, modify, reproduce, or distribute our content without permission
  • Interfere with or disrupt the integrity of the Site or its servers
  • Attempt to access protected features or content without authorization

2. Informational Purposes Only

All content on the Site is provided for general informational and educational purposes only. Nothing on this Site constitutes legal, financial, tax, or professional advice. You should consult a qualified professional before making any decisions based on the information provided.


3. Affiliate Disclosure

Some links on the Site may be affiliate links, which means we may earn a commission if you click through and make a purchase — at no additional cost to you. We only promote services or products we believe may be valuable, but we are not responsible for your experience with any third-party provider.


4. No Warranties

The Site is provided “as is” without warranties of any kind, express or implied. We make no representations or warranties regarding the accuracy, reliability, or availability of the Site or its content. Your use of the Site is at your own risk.


5. Limitation of Liability

To the fullest extent permitted by law, State Rowe LLC shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of or inability to use the Site.


6. Third-Party Links

The Site may contain links to third-party websites. These are provided for convenience only. We do not control or endorse these sites, and we are not responsible for their content, policies, or practices.


7. Changes to These Terms

We may update these Terms from time to time. Any changes will be effective upon posting the updated Terms on this page. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.


8. Contact Information

If you have any questions about these Terms, you may contact us at:contact@staterowe.com